Your Financial Future Starts Here
From personal loans and debt consolidation to savings, retirement planning, and credit rehabilitation — Cover Now connects you with trusted, registered South African financial services providers.
What We Connect You To
Financial Services
Tell us what you need and we will match you with the right registered provider — quickly, securely, and at no cost to you.
Personal Loans
Access personal loans from registered credit providers for debt consolidation, home improvements, education, or unexpected expenses.
- Loan amounts from R1,000 to R350,000
- Repayment terms 1–84 months
- Fixed and variable rate options
- No collateral required for unsecured loans
Example Providers
Debt Consolidation
Combine multiple debt obligations into a single, manageable monthly payment — often at a lower interest rate than your current accounts.
- Single monthly instalment
- Potentially lower interest rate
- Structured repayment plan
- NCA-compliant providers only
Example Providers
Savings & Investments
Grow your money with tax-free savings accounts, fixed deposits, unit trusts, and retirement annuities from leading South African providers.
- Tax-Free Savings Accounts (TFSA)
- Retirement Annuities (RA)
- Fixed deposits & notice accounts
- Unit trusts & ETFs
Example Providers
Retirement Planning
Plan for a financially secure retirement with products designed to maximise your savings while minimising your tax burden under South African law.
- Retirement Annuities (RA)
- Preservation funds
- Living annuities
- Tax deduction up to 27.5% of income
Example Providers
Credit Rehabilitation
Rebuild your credit profile and regain access to financial products through our partnership with Fair Score — South Africa's alternative credit scoring innovator.
- Alternative credit score assessment
- Legal identity restoration
- Personalised credit improvement plan
- Access to Fair Score marketplace
Example Providers
Business Finance
Access working capital, asset finance, and business loans for SMEs and entrepreneurs from registered South African financial institutions.
- Working capital loans
- Asset & equipment finance
- Invoice discounting
- SMME-focused providers
Example Providers
The Process
How We Connect You
Three simple steps from "I need financial help" to speaking with a registered provider.
Tell Us What You Need
Select the financial service you are looking for and complete our short, secure form. It takes under 3 minutes.
Under 3 minutesWe Match You
Cover Now matches your profile with the most suitable registered provider from our network based on your needs and circumstances.
Within 1 business dayProvider Contacts You
The matched provider reaches out directly to present your options. You deal with them — Cover Now steps back.
No obligation to proceedOur Network
Trusted South African Providers
Every provider in our financial services network is registered with the relevant South African regulatory authority — the FSCA, NCR, or both.
Regulated Under South African Law
Credit providers in our network are registered with the National Credit Regulator (NCR) under the National Credit Act (NCA). Financial services providers are licensed by the Financial Sector Conduct Authority (FSCA). Cover Now itself is a lead generation platform — not a credit provider or FSP.
Why Cover Now
Your Interests Come First
NCA & FSCA Compliant
All credit and financial services providers in our network operate under the National Credit Act and are registered with the FSCA.
POPIA Protected
Your personal and financial information is handled in full compliance with the Protection of Personal Information Act.
Fast Connections
Most provider connections happen within one business day. No branch visits, no lengthy paperwork — just a fast, digital process.
No Obligation
Getting connected through Cover Now is free and non-binding. You decide whether to proceed with any provider we match you with.
Struggling With Your Credit Score?
Our partner Fair Score offers South Africa's most accessible credit rehabilitation solution — an alternative credit scoring system developed with support from South African Government departments to eliminate financial exclusion.
Who Fair Score Helps
Ready to Take Control of Your Finances?
Free, fast, and obligation-free — let Cover Now connect you with the right financial services provider today.